The Cost of Hail Damage Restoration in CT and What to Expect

Hail damage on roofs and siding is one of the challenges homeowners face.

If you live in a state like Oklahoma, Colorado, Texas, etc., your home roof and siding are vulnerable to damage. Sounds scary right? But it's the reality.
 
Hail damage can make you spend a considerable amount of money on repairs or replacement. This is more stressful if your insurance company isn't responding to your claims.

​It's a problem most homeowners are going through. Being a roofing and window contractor for about three decades, I can tell you this is one of the greatest frustrations of homeowners.

​While it's possible to restore hail damaged, it's relatively expensive. So, it's always better to prevent it before it even starts.
 
It all starts with the installation process and the types of materials you used. In the next session, you will learn how to protect your roof from hail damage.

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How to Protect Your Roof from Hail Damage
 
I always tell my clients that the best way to avoid hail damage is to prevent it. When a reputable license and roofing company like Suburban Roofing LLC handles your roofing, you won't bother about hail damage in the future. You know why? It's because we always put hail damage into consideration when installing your roof.
 
Before I proceed, let's discuss hail damage a little. You may be hearing about the phrase "hail damage," but this is an opportunity to understand what it truly means.
 
In its simplest terms, hail refers to a large frozen raindrop that formed due to a severe thunderstorm. The formation of hail usually happens when rain and snow coexist. Hail could damage your roof in different forms. But some of the most popular ones are;
 
- When the hard granules that make up the shingles' top surface loosen.
 
- When you see bruising or soft spots on the outer surface of your asphalt shingles.
 
- Direct damage and denting to the felt matting which could expose the fibers
 
- When there's damage to your roof vent or other metal parts of your roof.
 
Even though roof repairs and replacement is an investment, it's still a financial setback. You could have spent the money invested in repairs on something else. For this reason, it's important to always protect your roof against hail damage.
 
Don't get me wrong… You can't prevent a hailstorm. It's a natural phenomenon. It must happen. But you can always avoid the effects the damage will have on your roof. Below are some of the ways to protect your roof from hail damage.
 
Install Hail – Resistant Roofing
 
One of the best ways to protect your roof from hail damage is to invest in hail resistant roofing. It may seem expensive, but it's very cheap in the long run. Impact-resistant roofing materials will always withstand hailstones when they come.
 
In most cases, modified asphalt shingles are very affordable. They can resist extreme weather conditions, including hailstorm. When installed correctly, modified asphalt can protect your roof from high winds and hail.
 
Modified asphalt isn't the only shingle that is hail-resistant, but it's very affordable. If you have the financial wherewithal, you can opt for shingles made of resin, aluminum, plastic, or copper. Trust me, they may even offer better protection than modified asphalt, but they are costly.
 
Like I mentioned earlier, these upgrade materials may seem expensive. But they will extend the life of your roof.
 
Use Storm Shutters
 
Storm shutters are designed to help protect your windows against storm damage. Storm shutters help to serve as a sturdy barrier between hailstones or storm and your windows.
 
As of today, there are different types of storm shutters to choose from. But it's advisable to consult a local installer to advise you on the best storm shutters to use for your home.
 
Furthermore, if you don't have the means to install storm shutters before hailstorm hits. You can still prevent some damages by using plywood to cover your windows. It may not offer full protection, but it's an excellent measure to take.
 
Contract Your Roofing Installation to a Professional
 
The lifespan, security, and safety of your roof depend on how it's installed. And professional roofing installers have the experience and expertise to install your roof proactively. Read more about our roofing installation service here.
 
Carry out Regular Inspection on Your Roof
 
Regular inspection on your roof will enable you to detect hail damage early. During this time, you can quickly repair such damage become it deteriorates.
 
You may not be able to identify any unusual defect on the roof. But a professional can do that. So, you can consult any roofing installation professional for an inspection. A company like Suburban Roofing will offer you free roofing inspection to detect any defect on your roof.
 
If you apply the tips mentioned above, your roof is less likely to be damaged by a hailstorm. Even if the damage happens, the effect wouldn't be much.
 
Homeowners are often clueless when hail damages their roof. I know it's frustrating, but you still need to take a proactive step to restore the damage. The first thing you should do is to diagnose the problem.
 
Diagnosing the Problem
 
Diagnosing the problem involves determining the extent of the hail damage on your roof. This is the first thing you should do before carrying out restoration.
 
Let me remind you that when hail damages your roof it may be stealthy and you can't see it from the ground. But when you start seeing noticeable signs of destructions to your roof's siding or gutters, the damage may have become severe.
 
Your insurance may cover hail damage to your roof. And the insurance company may send an inspector to climb on your roof to assess the damage.
 
In a time like this, you will need a licensed roofing contractor. They know exactly what to look for, what needs to be restored, and how much it would cost. If you live in Connecticut and its surrounding environment, you can contact us for a free roofing inspection.
 
Don't forget that if your roof has any vent or fixtures, it probably needs repairs or replacement. Let me make this clear again. You need a professional and experienced roofing contractor to inspect your roof. It's essential because the little things you may overlook could be potential damage to your roof.
 
Resolving the Problem
 
Most times, hail damage restoration involves replacing damaged shingles or panels. Whether your roof or sidings is affected by hail, patching up is never an option. Otherwise, you will end up spending more.
 
If your roof is made of vinyl and metal, hailstones will dent the materials. In such a situation, the damage restoration involves replacing the dent materials. Also, if your roof is made of stone, clay, and asphalt shingles, hailstones will leave visible nick or cracks on the materials.
 
How Much Will Hail Damage Restoration In CT Cost?
 
The good news is that your insurance covers hail damage restoration. But it's essential to determine the extent of the damage before making any move. And you will be responsible for deductible costs.
 
If the damage is moderate, all you need to do is to carry out spot replacement on a particular area of your roof or siding. The cost of damage restoration we are working with here is based on the assumption that you are using asphalt shingles.
 
For mild or moderate damage, a square (100 sq. ft.) will cost between $400 to $800 to restore or repair. This cost range is a function of the national average and the extent of the damage. The contractor's experience, materials to use, roof difficulty, and accessibility also affect the cost.
 
But when the damage on the roof is extensive, you may need to replace the entire roof. This will cost you more money. Installing a new asphalt roof on your home will cost you between $7,500 and $15,000. It depends on the roof size, your location, and other factors. And I would advise you upgrade to a high impact resistant roofing material during the replacement. This may cost you more, but it's better in the long run.
 
The Roof Hail Damage Insurance Claim Process
 
Hail damage is every homeowner's worst nightmare. It's arguably the most expensive weather-related disaster. Your insurance covers hail damage. This makes it a lot easier. But the insurance claim process can be a bit complicated if you don't understand it.
 
Sometimes, insurance companies cover full roof replacement. But they will only do it if you can prove that hailstorm damage caused the entire damage on your roof.
 
Below is the step by step process to make insurance claims for your roof hail damage.  
 
Conduct a Thorough Roofing Inspection
 
Your insurance company will need proof that hailstorm damaged your roof. For this reason, you need to conduct a thorough roofing inspection.
 
When it comes to roofing inspection, I wouldn't advise you to do it yourself. Always rely on trained and trusted eyes to identify both visible and hidden damages caused by a hailstorm. So, you need a trusted and reliable roofing contractor to carry out the inspection.
 
If you live in Connecticut, Suburban Roofing LLC is a reliable contractor for such a task. We will offer you a free inspection and guide you on how to file your insurance claim correctly.
 
After inspection, the roofing contractor will provide you with an estimate. And such estimates will be handy when discussing with your insurance adjuster.
 
If Possible, Allow Your Contractor to Represent You
 
Your roofing contractor should represent you against your insurance adjuster. The contractor has all the data and has experience in this area. He will be able to present your case effectively and present clear proof that a hailstorm caused the damage.
 
Insurance adjusters will always come with their contractor. And in most cases, these contractors will be indirectly working against maximizing the full benefits of your claim. So, even though the insurance adjusters come with their contractors, also invite the contractor you trust.
 
Having a trusted contractor will enable you to get the full benefits of your insurance claim. And if you wish to use your contractor to handle the replacement process, try to read your insurance terms and condition. The reason for this is because some policies may not permit a third-party contractor.